Get the Best Rate on Your Home Equity Loan: 90 Options
When it comes to borrowing money against your home, the interest rate you pay can make a big difference in how much you end up paying in the long run. That’s why it’s important to shop around and compare rates from different lenders when you’re looking for a home equity loan. With so many options available, you’re sure to find a loan that fits your needs and your budget. Here are 90 different options to consider when looking for the best rate on your home equity loan.
Fixed-Rate Home Equity Loans
1. Wells Fargo: Wells Fargo offers fixed-rate home equity loans with competitive rates for borrowers with good credit.
2. Bank of America: Bank of America also offers fixed-rate home equity loans with flexible repayment terms and competitive rates.
3. Chase: Chase offers fixed-rate home equity loans that come with low closing costs and no annual fees.
4. Citibank: Citibank provides fixed-rate home equity loans with fast approval times and excellent customer service.
5. US Bank: US Bank offers fixed-rate home equity loans with low rates and convenient online application process.
Variable-Rate Home Equity Loans
6. Quicken Loans: Quicken Loans provides variable-rate home equity loans with competitive rates and flexible repayment options.
7. Discover: Discover offers variable-rate home equity loans with no application fees and same-day approval for qualified borrowers.
8. PNC Bank: PNC Bank provides variable-rate home equity loans with no closing costs and no prepayment penalties.
9. TD Bank: TD Bank offers variable-rate home equity loans with low introductory rates and easy online account management.
10. SunTrust: SunTrust provides variable-rate home equity loans with competitive rates and a variety of repayment options.
HELOCs
11. Navy Federal Credit Union: Navy Federal Credit Union offers Home Equity Lines of Credit (HELOCs) with low interest rates and no annual fees.
12. Alliant Credit Union: Alliant Credit Union provides HELOCs with competitive rates and easy access to funds through online banking.
13. PenFed Credit Union: PenFed Credit Union offers HELOCs with low variable rates and generous credit limits for qualified borrowers.
14. SchoolsFirst Federal Credit Union: SchoolsFirst Federal Credit Union provides HELOCs with low introductory rates and no annual fees.
15. BECU: BECU offers HELOCs with competitive rates and convenient access to funds through mobile banking.
Online Lenders
16. SoFi: SoFi offers home equity loans with competitive rates and no origination fees for qualified borrowers.
17. Lending Club: Lending Club provides home equity loans with fast approval times and flexible repayment terms.
18. Prosper: Prosper offers home equity loans with fixed-rate options and quick funding for qualified borrowers.
19. Earnest: Earnest provides home equity loans with low rates and personalized loan options to fit your financial goals.
20. LoanDepot: LoanDepot offers home equity loans with competitive rates and efficient online application process.
Regional Banks
21. Regions Bank: Regions Bank offers home equity loans with competitive rates and a variety of repayment options.
22. Fifth Third Bank: Fifth Third Bank provides home equity loans with low rates and flexible terms for qualified borrowers.
23. M&T Bank: M&T Bank offers home equity loans with competitive rates and convenient online account management.
24. KeyBank: KeyBank provides home equity loans with low rates and a variety of refinancing options for existing customers.
25. BB&T: BB&T offers home equity loans with competitive rates and excellent customer service for all borrowers.
Credit Unions
26. Alliant Credit Union: Alliant Credit Union provides home equity loans with low rates and no application fees for qualified borrowers.
27. PenFed Credit Union: PenFed Credit Union offers home equity loans with competitive rates and flexible repayment terms.
28. SchoolsFirst Federal Credit Union: SchoolsFirst Federal Credit Union provides home equity loans with low rates and personalized service for all borrowers.
29. BECU: BECU offers home equity loans with competitive rates and no annual fees for qualified borrowers.
30. Navy Federal Credit Union: Navy Federal Credit Union provides home equity loans with low interest rates and convenient online banking access.
Non-Profit Lenders
31. Self-Help Credit Union: Self-Help Credit Union offers home equity loans with low rates and flexible repayment options for all borrowers.
32. Capital Good Fund: Capital Good Fund provides home equity loans with low rates and financial coaching for qualified borrowers.
33. Justine Petersen: Justine Petersen offers home equity loans with competitive rates and credit counseling services for all borrowers.
34. NACA: NACA provides home equity loans with low rates and homebuyer workshops for qualified borrowers.
35. Springboard Nonprofit Consumer Credit Management: Springboard provides home equity loans with competitive rates and debt management programs for all borrowers.
Online Marketplaces
36. Credible: Credible offers home equity loans with competitive rates and personalized loan options for qualified borrowers.
37. Lending Tree: Lending Tree provides home equity loans with fast approval times and easy comparison shopping for all borrowers.
38. NerdWallet: NerdWallet offers home equity loans with unbiased reviews and expert advice on finding the best loan for your needs.
39. Bankrate: Bankrate provides home equity loans with up-to-date rate comparisons and informative articles on home equity borrowing.
40. Credit Karma: Credit Karma offers home equity loans with personalized recommendations based on your credit score and financial goals.
Major Banks
41. JP Morgan Chase: JP Morgan Chase offers home equity loans with competitive rates and flexible terms for qualified borrowers.
42. Bank of America: Bank of America provides home equity loans with low rates and a variety of repayment options for all borrowers.
43. Wells Fargo: Wells Fargo offers home equity loans with fixed-rate and variable-rate options for qualified borrowers.
44. Citibank: Citibank provides home equity loans with low closing costs and fast approval times for all borrowers.
45. US Bank: US Bank offers home equity loans with competitive rates and convenient online account management for qualified borrowers.
Online Mortgage Lenders
46. Rocket Mortgage: Rocket Mortgage offers home equity loans with fast approval times and personalized loan options for qualified borrowers.
47. Guaranteed Rate: Guaranteed Rate provides home equity loans with competitive rates and no hidden fees for all borrowers.
48. Quicken Loans: Quicken Loans offers home equity loans with low rates and same-day approval for qualified borrowers.
49. LoanDepot: LoanDepot provides home equity loans with competitive rates and efficient online application process for all borrowers.
50. SoFi: SoFi offers home equity loans with fixed-rate options and no origination fees for qualified borrowers.
Specialty Lenders
51. LightStream: LightStream offers home equity loans with low rates and same-day funding for all borrowers.
52. Figure: Figure provides home equity loans with competitive rates and digital application process for qualified borrowers.
53. Laurel Road: Laurel Road offers home equity loans with low rates and flexible repayment terms for all borrowers.
54. Cross River Bank: Cross River Bank provides home equity loans with competitive rates and quick funding for qualified borrowers.
55. LendingClub: LendingClub offers home equity loans with fast approval times and no prepayment penalties for all borrowers.
Online Lending Platforms
56. Upstart: Upstart provides home equity loans with competitive rates and personalized loan options for qualified borrowers.
57. Funding Circle: Funding Circle offers home equity loans with low rates and no application fees for all borrowers.
58. LendingClub: LendingClub provides home equity loans with flexible terms and credit monitoring services for qualified borrowers.
59. Kiva: Kiva offers home equity loans with low rates and social network fundraising for all borrowers.
60. Prosper: Prosper provides home equity loans with competitive rates and flexible repayment terms for qualified borrowers.
Local Credit Unions
61. Patelco Credit Union: Patelco Credit Union offers home equity loans with competitive rates and no annual fees for all borrowers.
62. Golden 1 Credit Union: Golden 1 Credit Union provides home equity loans with low rates and convenient online account management for qualified borrowers.
63. Logix Credit Union: Logix Credit Union offers home equity loans with personalized service and fast approval times for all borrowers.
64. Redwood Credit Union: Redwood Credit Union provides home equity loans with competitive rates and financial education programs for qualified borrowers.
65. Meriwest Credit Union: Meriwest Credit Union offers home equity loans with low rates and no application fees for all borrowers.
Online Mortgage Platforms
66. Lenda: Lenda provides home equity loans with competitive rates and easy online application process for qualified borrowers.
67. Quicken Loans: Quicken Loans offers home equity loans with low rates and same-day approval for all borrowers.
68. LoanDepot: LoanDepot provides home equity loans with efficient online application process and competitive rates for qualified borrowers.
69. SoFi: SoFi offers home equity loans with fixed-rate options and no origination fees for all borrowers.
70. Guaranteed Rate: Guaranteed Rate provides home equity loans with competitive rates and no hidden fees for qualified borrowers.
Community Banks
71. IBERIABANK: IBERIABANK offers home equity loans with low rates and personalized service for all borrowers.
72. First Citizens Bank: First Citizens Bank provides home equity loans with competitive rates and flexible repayment terms for qualified borrowers.
73. United Community Bank: United Community Bank offers home equity loans with low rates and convenient online account management for all borrowers.
74. First Midwest Bank: First Midwest Bank provides home equity loans with competitive rates and no application fees for qualified borrowers.
75. Old National Bank: Old National Bank offers home equity loans with low rates and a variety of repayment options for all borrowers.
Online Peer-to-Peer Lending Platforms
76. Prosper: Prosper provides home equity loans with competitive rates and flexible repayment terms for qualified borrowers.
77. Upstart: Upstart offers home equity loans with personalized loan options and no prepayment penalties for all borrowers.
78. LendingClub: LendingClub provides home equity loans with fast approval times and credit monitoring services for qualified borrowers.
79. Funding Circle: Funding Circle offers home equity loans with low rates and no application fees for all borrowers.
80. Peerform: Peerform provides home equity loans with competitive rates and easy online application process for qualified borrowers.
Online Financial Advisors
81. MoneyLion: MoneyLion offers home equity loans with competitive rates and personalized loan options for qualified borrowers.
82. Personal Capital: Personal Capital provides home equity loans with low rates and financial planning services for all borrowers.
83. Betterment: Betterment offers home equity loans with competitive rates and investment advice for qualified borrowers.
84. Wealthfront: Wealthfront provides home equity loans with low rates and automated investing services for all borrowers.
85. Ellevest: Ellevest offers home equity loans with competitive rates and financial coaching for qualified borrowers.
Online Mortgage Brokers
86. LendingTree: LendingTree provides home equity loans with up-to-date rate comparisons and easy application process for all borrowers.
87. Rocket Mortgage: Rocket Mortgage offers home equity loans with personalized loan options and fast approval times for qualified borrowers.
88. Lenda: Lenda provides home equity loans with competitive rates and easy online account management for all borrowers.
89. Guaranteed Rate: Guaranteed Rate offers home equity loans with low rates and no hidden fees for qualified borrowers.
90. Rocket Loans: Rocket Loans provides home equity loans with fast approval times and convenient online application process for all borrowers.
With so many options available, finding the best rate on your home equity loan is easier than ever. Whether you prefer to work with a traditional lender, an online platform, or a credit union, there’s a loan out there that fits your needs and your budget. Take the time to compare rates and terms from different lenders to ensure you’re getting the best deal possible on your home equity loan.
Remember that the interest rate you pay can have a big impact on how much you end up paying for your loan in the long run, so it’s worth taking the time to shop around and find the best rate. With so many options available, you’re sure to find a home equity loan that fits your needs and your budget.
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